MFL


We, Mahalaxmi Finance Limited, have a track record of continuous distribution of dividend since 16 years out of 17 years of its operation. This was possible only due to the faith of our valued customers and the service provided by us to them, that’s why we are always “striving for excellence
As for the growth of the company, we have clear goals which are intense focus towards customer’s satisfaction, strong team work as a garrison to resolve any problem; measurable outcome i.e targeted and calculated return for our shareholders
We are always with you as “Your Partner for Financial Solution.” and “We value your time.

Mr. Ramesh Kumar Bhattarai
Chief Executive Officer

Effective from: Ashad 10, 2071
Saving
Normal Saving: 4.50%
Special Saving: 4.75%
Premium Saving: 5.50-6.00%
Dhan Barsa: 5.50-6.00%
Corporate A/c: 2-6.00%
Bal Bachat: 4.75%
Jestha Nagarik Saving: 5.25%
Awakash Bachat: 5.75%
PF Deposit: 4.75%
Remittance Saving: 5.75%
Share Dhani Bachat: 5.50%
Share Holder Saving: 5.50%
Loan
Hire Purchase: 11-16%
Housing Loan: 11-16%
Share Loan: 11-15%
Personal Loan: 12-16%
Deprived Sector Loan: 4-16%
Working Capital Loan: 11-16%
Term Loan: 11-16%
Trade Loan: 11-16%
Industrial Loan: 11-16%
Agriculture Loan: 12-16%
Education Loan: 13-16%
Contract Loan: 12-16%

 

Base Rate & Spread

Base Rate & Spread


Month

Base Rate

The average rate
(calculated as per NRB directive)


Yield

Rate

Cost of

Fund

Spread

Rate

2070 Poush 10.83% 13.46% 8.03% 5.43%
2070 Magh 10.44% 12.86% 7.68% 5.18%
2070 Falgun 10.78% 13.19% 7.94% 5.25%
2070 Chaitra 10.97% 13.28% 7.29% 5.36%
2071 Baishakh
10.79% 13.05% 7.29%

5.14%


2071 Jestha
10.70% 12.93% 7.92%

5.02%


2071 Ashad
12.80% 12.93% 7.82%

5.11%


2071 Shrawan
9.94% 12.45% 7.68%

4.77%


2071 Bhadra
10.75% 12.31% 7.62%

4.69%


2071 Ashwin
12.07% 12.16% 7.61%

4.55%


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