MFL


We, Mahalaxmi Finance Limited, have a track record of continuous distribution of dividend since 16 years out of 17 years of its operation. This was possible only due to the faith of our valued customers and the service provided by us to them, that’s why we are always “striving for excellence
As for the growth of the company, we have clear goals which are intense focus towards customer’s satisfaction, strong team work as a garrison to resolve any problem; measurable outcome i.e targeted and calculated return for our shareholders
We are always with you as “Your Partner for Financial Solution.” and “We value your time.

Mr. Ramesh Kumar Bhattarai
Chief Executive Officer

Inteterest Rate : Effective from:

Mangshir 14, 2071

Saving (% p.a.) Loan Prime(% p.a.) Other(% p.a.)
Normal Saving 4.50 Hire purchased Old Vehicles 12-13 13-15
Special Saving 4.75 Hire Purchased New Vehicles 11-12 12-14
Premium Saving
5.50-6.00 Trade Loan 11-13 13-15
Dhan Barsa
5.50-6.00 Industrial Loan 11-12 12-14
Corporate A/c
2.00-6.00 Home Loan 11-13 13-15
Bal Bachat
4.75 Real Estate Loan 12-13 13-15
Jestha Nagarik Saving
5.25 Personal Loan 12-13 13-15
Awakash Bachat
5.75 Share Loan 10-12 12-14
PF Deposit
4.75 Deprived Sector Loan (Retail) 12-16
Remittance Saving 5.75 Deprived Sector Loan (Wholesale) 4-7
Share Dhani Bachat 5.50 Agriculture Loan 12-16
Share Holder Saving 5.50 Education Loan 12-15
Loan Against Fixed Deposits .+ 2 of quoted FD rate

 

Base Rate & Spread

Base Rate & Spread


Month

Base Rate

The average rate
(calculated as per NRB directive)


Yield

Rate

Cost of

Fund

Spread

Rate

2070 Poush 10.83% 13.46% 8.03% 5.43%
2070 Magh 10.44% 12.86% 7.68% 5.18%
2070 Falgun 10.78% 13.19% 7.94% 5.25%
2070 Chaitra 10.97% 13.28% 7.29% 5.36%
2071 Baishakh
10.79% 13.05% 7.29%

5.14%


2071 Jestha
10.70% 12.93% 7.92%

5.02%


2071 Ashad
12.80% 12.93% 7.82%

5.11%


2071 Shrawan
9.94% 12.45% 7.68%

4.77%


2071 Bhadra
10.75% 12.31% 7.62%

4.69%


2071 Ashwin
12.07% 12.16% 7.61%

4.55%


2071 Kartik
9.92% 12.03% 7.53%

4.50%


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